Stock Yards Bancorp reports record Q3 earnings of $36.2M ($1.23 EPS); NII up 19% YoY

Stock Yards Bancorp, Inc.

2025-Q3 EPS reported $3.51

Net income of $36.2M ($1.23 diluted EPS) vs. $29.4M ($1.00) in Q3 2024; record quarterly earnings.
Net interest income rose $12.1M (+19%) to $77.0M; net interest margin expanded 23 bps to 3.56%.
Total loans grew $651M (+10%) YoY to $6.93B; deposits up $918M (+14%) to $7.64B.
Quarterly cash dividend increased to $0.32 per share (paid Oct 1, 2025); record date Sept 15.
Credit quality stable: NPLs at 0.27% of loans; allowance for credit losses at 1.33%.

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