Beacon Financial Q4 net income $53.4M, EPS $0.64; declares $0.3225 dividend

Beacon Financial Corp

2025-FY EPS reported $1.03 revenue$29,947,000

Net income $53.4M ($0.64 diluted EPS) vs. net loss in prior quarter; operating EPS $0.79.
Net interest income $199.7M, NIM expanded 20 bps to 3.82%.
Total assets $23.2B, deposits $19.5B; tangible book value $23.32/share.
Quarterly dividend $0.3225 per share, payable Feb 27, 2026, record Feb 13.
Nonperforming loans rose to 0.63% of loans; provision for credit losses $8.1M, down from $20.3M.

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