earnings
confidence high
sentiment positive
materiality 0.70
ServisFirst Q3 EPS $0.80, up 33% YoY; loans up 11% to $14.7B; 2M-share buyback authorized
ServisFirst Bancshares, Inc.
- Diluted EPS $0.80 vs $0.60 in Q3 2025 (+33%); net income $87.3M vs $65.6M. Year-to-date EPS $2.34 vs $1.74 on net income of $256.1M (+34.6%).
- Net interest margin 3.63%, flat vs Q2 2026 but up 54 bps YoY; NIM in final month of quarter was 3.68%. Efficiency ratio improved to 30.20% from 35.22%.
- Loans of $14.74B, up $1.43B or 11% YoY; total deposits $14.09B flat YoY (-0.1%) while noninterest-bearing DDA rose 12% to $2.91B.
- Inaugural buyback of up to 2 million shares through December 31, 2027 announced after quarter-end; two-for-one stock split completed during Q3.
- Book value per share $18.63 (+14% YoY); CET1 ratio 11.98% vs 11.49%; YTD return on average common equity 17.62% vs 15.01% in 2025.