earnings
confidence high
sentiment positive
materiality 0.75
Nicolet reports record Q2 net income of $36M; EPS $2.34, up from $2.08 in Q1
NICOLET BANKSHARES INC
2025-Q2 EPS reported
$4.42
- Net income $36M, EPS $2.34 vs $33M ($2.08) in Q1 2025 and $29M ($1.92) in Q2 2024.
- Net interest margin 3.72%, up 14 bps sequentially; ROAA 1.62%, highest since March 2023 restructuring.
- Loan growth of $94M (5.6% annualized) and core deposit growth of $68M (4.1% annualized).
- Repurchased 257,402 shares for $30M during Q2; nonperforming assets 0.32% of total assets.
- CEO cites solid performance across loans, deposits, and mortgage; profitability near top decile of community banks.