earnings
confidence high
sentiment positive
materiality 0.80
ENB Financial Corp Q3 net income jumps 77.4% to $5.9M; EPS $1.04 vs $0.59
ENB Financial Corp
- Net income $5.9M ($1.04 EPS) vs $3.3M ($0.59) in Q3 2024, a 77.4% increase.
- Net interest income rose 24.0% for the quarter; provision for credit losses was only $20K vs $497K.
- ROA improved to 1.06% from 0.65%; ROE to 16.60% from 10.17%.
- Total assets $2.22B (+6.2%); deposits $1.88B (+3.8%); Cecil Bank acquisition on track for Q1 2026.