Jose R. Lopez
On March 19, 2025, the Boards of Directors of ENB Financial Corp (the “Corporation”) and its wholly-owned subsidiary, Ephrata National Bank (the “Bank”), appointed Jose R. Lopez as a director of the Corporation and the Bank.
Highest-materiality recent filing
ENB Financial reports record 2025 net income of $21.6M, up 40.8% YoY; acquisition closed
Record net income $21.6M in 2025, up 40.8% YoY from 2024's $15.3M record.
ENB Financial Q1 net income falls 6.8% to $4.0M; adjusted EPS $1.03
Net income $4.024M ($0.71 diluted) vs $4.316M ($0.76) in Q1 2025, down 6.8%.
ENB Financial completes Cecil acquisition; Cecil's net income fell 68% to $190k in 2024
Cecil Bancorp net income $190k in 2024 vs $591k in 2023; EPS $0.01.
ENB Financial declares $0.18 Q2 dividend, unchanged from Q1
Dividend of $0.18 per share for second quarter 2026.
ENB Financial completes cash acquisition of Cecil Bancorp for ~$31.3M
Deal closed Feb 1, 2026; each Cecil share converted to $1.88 cash; total cash consideration ~$31.3M.
ENB Financial Corp declares $0.18/share Q1 cash dividend, unchanged from prior quarter
Dividend of $0.18 per share payable March 13, 2026 to holders of record February 13, 2026.
ENB Financial Corp Q4 net income $5.5M ($0.97 EPS), up 48% YoY
Q4 net income $5.5M ($0.97 diluted EPS) vs $3.7M ($0.66) a year ago, up 48%; full-year EPS $3.80.
ENB Financial receives all approvals to acquire Cecil Bancorp; close expected Feb 1, 2026
All stockholder and regulatory approvals received for acquisition of Cecil Bancorp, Inc. and Cecil Bank.
ENB Financial Corp to redeem $20M of 4.00% notes on Jan 31, 2026
Redeeming all outstanding $20M aggregate principal of 4.00% Fixed to Floating Rate Notes due Dec 31, 2030.
ENB Financial Corp issues $42.5M of 6.50% subordinated notes due 2035; appoints CEO Elect
Issued $42.5M aggregate principal 6.50% fixed-to-floating subordinated notes due Dec 31, 2035; fixed rate for 5 years then SOFR+306bps.
ENB Financial appoints Douglas Barton as CFO; prior SEC penalty disclosed
Douglas P. Barton named EVP/CFO and Treasurer of ENB Financial and The Ephrata National Bank, effective Dec 15, 2025.
ENB Financial Corp Q3 net income jumps 77.4% to $5.9M; EPS $1.04 vs $0.59
Net income $5.9M ($1.04 EPS) vs $3.3M ($0.59) in Q3 2024, a 77.4% increase.
ENB Financial declares Q4 cash dividend of $0.18 per share, unchanged from prior quarters.
Dividend of $0.18 per share declared for Q4 2025, payable Dec 15, 2025 to holders of record Nov 14, 2025.
ENB Financial Corp's SVP & Chief Revenue Officer William J. Kitsch departs Aug 30, 2025
Separation by mutual agreement effective August 30, 2025.
ENB Financial names Rachel Bitner as successor CEO; salary increases effective Aug 24, 2025
Rachel Bitner becomes EVP/CFO/Treasurer and President/CEO Elect until new CFO appointed, then President/CEO effective Jan 1, 2027.
ENB Financial Corp acquires Cecil Bancorp for $30.8M all-cash ($1.85/share)
Deal valued at ~$30.8M; each Cecil share gets $1.85 cash, subject to adjustments.
ENB Financial Q2 net income rises 34.7% to $5.81M; EPS $1.02 vs $0.76 YoY
Net income $5.81M for Q2 2025, up $1.50M (34.7%) from $4.31M in Q2 2024.
ENB Financial Corp CEO succession: Stauffer to retire Dec 2026, Bitner becomes CEO Jan 2027
Jeffrey S. Stauffer to retire as President and CEO of ENB Financial Corp and Ephrata National Bank on Dec 31, 2026.
ENB Financial Corp declares $0.18 Q3 dividend, up 5.9% YoY
Quarterly cash dividend of $0.18 per share declared, payable September 15, 2025.
ENB Financial Corp annual meeting: directors re-elected, auditor ratified, strategic plan presented
Shareholders re-elected Jose R. Lopez, Brian K. Reed, Jeffrey S. Stauffer, and J. Daniel Stoltzfus as Class A directors.
ENB Financial amends employment agreement covenants for EVP/Chief Revenue Officer William Kitsch
Amendment revised covenants in Kitsch's employment agreement; other terms unchanged.
ENB Financial Corp declares $0.18 quarterly dividend, up 5.9% YoY
Q2 cash dividend of $0.18 per share, an increase of $0.01 (5.9%) from Q2 2024.
ENB Financial Q1 2025 net income $4.3M (+9.5% YoY), EPS $0.76 vs $0.70
Net income $4,316,000, up $375,000 (9.5%) from Q1 2024; diluted EPS $0.76 vs $0.70.
ENB Financial Corp appoints Jose R. Lopez as director effective March 19, 2025
Mr. Lopez was appointed Class A director of ENB Financial Corp and its subsidiary Ephrata National Bank.
ENB Financial Corp Q4 net income down 17.6% to $3.7M; EPS $0.66 vs $0.80
Net income $3.726M for Q4 2024, down $798K (17.6%) from Q4 2023; full-year income $15.317M, up 23.8%.
ENB Financial Corp increases quarterly dividend to $0.18, up 5.9% from Q1 2024
Q1 2025 cash dividend of $0.18 per share declared, payable March 14, 2025 to holders of record Feb 14, 2025.
ENB Financial Q3 2024 net income down 7.7% to $3.34M; EPS $0.59 vs $0.64 YoY
Net income $3.34M in Q3 2024, down 7.7% vs Q3 2023; YTD net income $11.59M, up 47.6%.
ENB Financial declares $0.18 quarterly dividend (+5.9%) and renews 200k share buyback
Q4 cash dividend of $0.18 per share, a 5.9% increase from prior quarter and year-ago.
ENB Financial Corp declares Q3 cash dividend of $0.17/share, unch from Q2
Dividend of $0.17 per share declared for Q3 2024, maintained from Q2 2024.
ENB Financial Q2 net income up 140% to $4.3M; EPS $0.76 vs $0.32
Net income $4.31M (Q2 2024) vs $1.80M (Q2 2023); YTD net income $8.26M (+94.8%).
ENB Financial Corp's Chief Strategy Officer Chad Neiss departs; receives $337,500 severance
Chad E. Neiss left as Senior EVP/Chief Strategy Officer and Head of Mortgage at subsidiary Ephrata National Bank, effective June 27, 2024.
ENB Financial amends 8-K to correct vote results; presents strategic slides
Corrected vote totals: 4,257,310 shares present; errors from premature tabulation release.
ENB Financial holds annual meeting; reelects directors, ratifies auditor
Four Class B directors (Lefever, Martin, Weaver, Zimmerman) elected with >3.6M votes each; broker non-votes 529K.
On March 19, 2025, the Boards of Directors of ENB Financial Corp (the “Corporation”) and its wholly-owned subsidiary, Ephrata National Bank (the “Bank”), appointed Jose R. Lopez as a director of the Corporation and the Bank.
On June 27, 2024, Chad E. Neiss, Senior Executive Vice President/Chief Strategy Officer and Head of Mortgage Division of ENB Financial Corp’s (the “Corporation”) wholly-owned subsidiary, Ephrata National Bank (the “Bank”) transitioned from his position with the Bank effective immediately.
Max materiality 0.80 · Median 0.55 · Most common event earnings