Magyar Bancorp FY net income rises 25% to $9.8M; EPS $1.57, declares $0.08 dividend

Magyar Bancorp, Inc.

2025-FY EPS reported $1.56

FY net income $9.8M (+25% YoY); diluted EPS $1.56 vs $1.23; net interest margin 3.34% (+20bps).
Q4 net income $2.5M flat YoY; EPS $0.40 diluted; net interest margin 3.47% (+39bps).
Loan portfolio grew 9.9% to $858.9M, led by commercial real estate loans up 15.6%.
Book value per share $18.34 vs $16.98; no loan charge-offs in FY.
Quarterly cash dividend $0.08 per share, payable Nov 25, 2025 to holders of record Nov 13.

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