First Financial Q2 2021 net income $56.38M ($0.40 EPS); loan growth ex-PPP $193.5M

FIRST FINANCIAL BANKSHARES INC

2021-Q2 EPS reported $0.79

Diluted EPS $0.40 vs $0.38 YoY; net income $56.38M up from $53.47M.
Net interest margin 3.36% vs 3.78%; negative provision for credit losses of $1.21M vs $8.70M provision in Q2 2020.
Nonperforming assets ratio improved to 0.57% from 0.76%; net recoveries of $203K vs net charge-offs of $193K.
Organic loan growth ex-PPP of $193.5M in Q2 and $296.8M YTD; deposits up $1.11B YTD.
Trust fees rose to $8.69M; mortgage income fell to $8.29M on lower pipeline volumes.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.