First Financial Bankshares Q3 2021 net income $58.93M, EPS $0.41 vs $0.37 YoY

FIRST FINANCIAL BANKSHARES INC

2021-Q3 EPS reported $1.20

Net income $58.93M, diluted EPS $0.41; vs $52.86M and $0.37 in Q3 2020.
Net interest income $95.78M (up 7.4% YoY); NIM 3.41% vs 3.75%.
No provision for credit losses vs $9M in Q3 2020; net recoveries $1.23M.
Loans excl. PPP grew $557.21M (12.14%) YoY; total loans flat at $5.29B.
Nonperforming assets improved to 0.48% of loans from 0.81% YoY.

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