Heritage Q4 net loss $49.2M on $60.5M goodwill impairment; adj EPS $0.41

Heritage Insurance Holdings, Inc.

Net loss $49.2M ($1.79/sh) includes $60.5M goodwill impairment; adjusted net income $11.3M ($0.41/sh).
Net combined ratio improved to 93.2% from 108.7% YoY on lower loss and expense ratios.
Gross premiums earned +10.7% to $293.7M; premiums-in-force $1.2B (+8.3%); policies-in-force -1.7%.
Dividend $0.06/sh payable Apr 6 to record Mar 17; new $25M share repurchase authorization.
Florida TIV dropped to 26.9% of total from 31.3% as diversification strategy continues.

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