earnings
confidence high
sentiment positive
materiality 0.75
AFG Q4 core EPS $3.12 vs $2.84 YoY; guides 2025 core EPS ~$10.50
AMERICAN FINANCIAL GROUP INC
2024-FY EPS reported
$10.57
revenue$8,324,000,000
- Net earnings Q4 $255M ($3.03); core net operating earnings $262M ($3.12).
- Full year 2024 core operating ROE 19.3% (ex AOCI); total capital returned ~$791M.
- Average renewal rate increase ex workers' comp +8% in Q4; combined ratio 89.0%.
- 2025 guidance: core EPS ~$10.50, core ROE ~18%; estimates $60-70M CA wildfire losses.
- Dividends: Q4 paid $4.80/share including $4.00 special; regular dividend increased 12.7% in year.