Dave reports record Q4 revenue $100.9M (+38% YoY); FY net income $57.9M vs loss

Dave Inc./DE

Q4 revenue $100.9M (up 38% YoY); full-year revenue $347.1M (up 34% YoY).
Q4 GAAP net income $16.8M (vs $0.2M in Q4 2023); FY net income $57.9M vs FY loss of $48.5M.
Q4 Adjusted EBITDA $33.4M (up 234% YoY); FY Adj. EBITDA $86.5M vs loss of $10.1M.
FY 2025 guidance: revenue $415–435M (20–25% growth), Adj. EBITDA $110–120M (27–39% growth).
ExtraCash originations up 44% YoY to $1.5B in Q4; cash & equivalents $91.9M.

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