earnings
confidence high
sentiment positive
materiality 0.60
Norwood Financial Q1 EPS $0.63, up 14.5% YoY; NIM expands 11 bps YoY
NORWOOD FINANCIAL CORP
2025-Q1 EPS reported
$0.63
revenue$1,979,000
- Diluted EPS $0.63 vs $0.55 in Q1 2024, a 14.5% increase.
- Net interest margin increased 30 bps linked quarter and 11 bps YoY to 3.30% (fte).
- Loans grew at a 13.5% annualized rate during Q1 2025.
- Net income $5.8M vs $4.4M in prior year; return on assets 1.01% vs 0.80%.
- Deposit growth allowed reduction in wholesale borrowings; capital improved.