Highest-materiality recent filing
Norwood Financial reports record Q2 net income of $9.3M; NIM expands to 3.90%
Record net income $9.3M, diluted EPS $0.86 vs $0.67 prior year; record net interest income $26.8M.
Norwood Financial declares $0.32 quarterly dividend, unchanged from prior quarter
Declared $0.32 per share cash dividend, same as Q1 2026.
Norwood Financial discloses $22M loan exposure to bankrupt borrowers
Two customers filed personal and corporate Chapter 11 bankruptcy in June 2026.
Norwood Financial Corp shareholders re-elect directors, ratify auditor, approve say-on-pay
Directors Lamont, Phillips, and Gifford re-elected with over 5.7 million votes each.
April 28, 2026 virtual annual meeting slideshow furnished as Exhibit 99.1.
Norwood Financial Q1 net income $3.73M, EPS $0.35; closed Presence Bancshares acquisition
Record net interest income $24.6M; NIM 3.68% vs 3.30% YoY; net interest spread 3.04%.
Norwood Financial closes PB Bankshares acquisition for $58.3M; pro forma EPS $2.08 for 9M 2025
Acquisition closed Jan 5, 2026; 80% stock (0.7850x NWFL shares) and 20% cash ($19.75/sh) consideration.
Norwood Financial reports Q4 net income $7.4M ($0.81 EPS); closes Presence Bank acquisition
Q4 net income of $7.4M ($0.81 diluted EPS) vs net loss of $12.7M ($-1.54) in Q4 2024.
Norwood Financial announces Q4 2025 earnings release date and conference call
Q4 2025 results will be released before market open on January 22, 2026.
Norwood Financial completes acquisition of PB Bankshares; $456M in assets added
Each PB Bankshares share converted to $19.75 cash or 0.7850 shares of NWFL; total consideration ~$10.5M cash + 1.67M NWFL shares.
Norwood Financial declares $0.32 quarterly dividend, up $0.01 from Q4 2024
Quarterly dividend of $0.32 per share declared; payable Feb 2, 2026 to holders of record Jan 15, 2026.
Norwood received final regulatory approvals for its acquisition of PB Bankshares, Inc.
Norwood Financial Q3 net income $8.3M, EPS $0.89 (+85% YoY); NIM expands to 3.63%
Diluted EPS of $0.89 vs $0.48 in Q3 2024; adjusted EPS of $0.94 excluding merger charges.
Norwood Financial to release Q3 2025 results on Oct 22; webcast at 9 a.m. ET
Earnings release before market open on Wednesday, October 22, 2025.
Norwood Financial declares $0.31 dividend (+$0.01) and announces board leadership changes
Lewis J. Critelli retired as Chairman and Board member, appointed Chairman Emeritus.
Norwood Financial Q2 net income $6.2M, EPS $0.67, up 29% YoY; NIM expands to 3.43%
Q2 net income $6.2M vs $4.2M a year ago; diluted EPS $0.67 vs $0.52, a 29% increase.
Norwood Financial to acquire PB Bankshares for ~$54.9M in stock/cash mix
80% stock (0.7850 NWFL shares) or $19.75 cash per PBBK share; total consideration ~$54.9M.
Norwood Financial Corp increases quarterly dividend to $0.31 per share, up $0.01
Quarterly cash dividend raised to $0.31 per share from $0.30 in Q2 2024, a 3.3% increase.
Norwood Financial reports annual meeting vote results; all director nominees elected
Dr. Andrew A. Forte received 5,198,664 votes for and 301,284 withheld; Alexandra K. Nolan received 5,158,906 for and 341,597 withheld.
Norwood Financial furnishes annual meeting slide presentation with no specific new details provided
Slide presentation used at April 22, 2025 Annual Shareholders' Meeting filed as Exhibit 99.1.
Norwood Financial Q1 EPS $0.63, up 14.5% YoY; NIM expands 11 bps YoY
Diluted EPS $0.63 vs $0.55 in Q1 2024, a 14.5% increase.
Norwood Financial declares $0.31 quarterly dividend, up $0.01 from prior year
Dividend of $0.31 per share payable May 1, 2025 to holders of record April 15, 2025.
Norwood Financial Corp director Susan Campfield retires after 19 years
Susan Campfield retired from the boards of Norwood Financial Corp and Wayne Bank effective Feb 18, 2025.
Norwood Financial Corp presents December 31, 2024 financial highlights at Janney Conference
Presentation includes financial highlights as of December 31, 2024.
Net loss of $12.7M (-$1.54 diluted EPS) for Q4 2024 vs net income of $355k in Q4 2023; full-year net loss $160k.
Norwood Financial completes sale of additional 150,000 shares in underwritten offering
Underwriters exercised option for 150,000 shares at $26.00 per share, closed Dec 23, 2024.
Norwood Financial completes $30M stock offering; plans bond repositioning at ~5% yield
Issued over 1M new common shares, generating ~$30M in gross proceeds.
$0.31 per share quarterly dividend declared, payable Feb 3, 2025 (corrected from Feb 1) to holders of record Jan 15, 2025.
Norwood Financial Corp prices 1M-share public offering at $26.00 for ~$26M gross
Offering of 1,000,000 shares at $26.00 per share; net proceeds ~$24.4M after discounts and expenses.
Presentation includes financial highlights as of September 30, 2024, but full content not provided in 8-K.
Norwood Financial Q3 EPS $0.48; NIM up to 2.99%; loans grow 8% annualized
Net income $3.8M vs $4.0M in Q3 2023; diluted EPS $0.48 vs $0.51.
Norwood Financial declares $0.30 quarterly dividend, up 3.5% YoY
Cash dividend of $0.30 per share payable Nov 1, 2024 to holders of record Oct 18, 2024.
Filed updated investor presentation on Form 8-K with financial highlights as of June 30, 2024.
Norwood Financial Q2 EPS $0.52 vs $0.81 YoY; net interest margin down to 2.79%
Net income $4.213M for Q2 2024, down $2.290M from Q2 2023 due to higher provision for credit losses (+$2.097M).
Norwood Financial appoints Ronald R. Schmalzle as director
Ronald R. Schmalzle appointed to boards of Norwood Financial Corp and Wayne Bank, effective July 16, 2024.
Norwood Financial declares $0.30 quarterly dividend, 3.5% increase YoY
$0.30 per share cash dividend declared, payable Aug 1, 2024, to holders of record July 15, 2024.
Norwood Financial names John McCaffery as CFO; outgoing CFO Lance to retire Aug 2
John McCaffery appointed EVP and CFO effective June 24, 2024; 30 yrs finance experience, former CFO at Newtek Bank and Bridge Bancorp.
Norwood Financial adopts deferred compensation plans for executives and directors
Executive Elective Deferral Plan allows eligible management to defer salary & bonus; interest = WSJ prime + 200 bps (max 9%, min 2%).
Norwood Financial posts updated investor presentation with Q1 2024 highlights
Company posted an updated investor presentation on its website as of May 20, 2024.
Norwood Financial reports Q1 2024 net income $4.4M, EPS $0.55
Q1 2024 earnings $4.4M, diluted EPS $0.55; assets $2.3B, loans $1.6B, deposits $1.8B.
Slide deck used at April 23, 2024 annual meeting covers 2023 results and first quarter 2024 outlook.
Norwood Financial Q1 net income falls 23% to $4.4M; EPS $0.55 vs $0.71
Net income of $4.4M, down 23% YoY; diluted EPS $0.55 vs $0.71.
Norwood Financial declares $0.30 quarterly dividend, up 3.5% vs Q1 2023
Quarterly cash dividend of $0.30 per share declared.
Director Joseph W. Adams resigns to become SVP of Wealth Management at Wayne Bank
Adams resigned from Norwood Financial Corp and Wayne Bank boards on March 19, 2024.
Norwood Financial Corp CFO William S. Lance to retire effective August 2, 2024
William S. Lance, EVP and CFO of Norwood Financial Corp and Wayne Bank, will retire effective August 2, 2024.
Norwood Financial Corp posts updated investor presentation without disclosed financial specifics
The presentation includes financial highlights as of December 31, 2023.
Norwood Financial Q4 earnings collapse on $6.1M provision; EPS $0.04, down from $0.88
Net income Q4 2023 $355K vs $7.14M in Q4 2022; full year $16.8M vs $29.2M.
Board declared $0.30 per share quarterly dividend, payable February 1, 2024 to shareholders of record January 12, 2024.
Norwood Financial EVP & COO Robert Mancuso to retire effective Dec 31, 2023
Robert J. Mancuso will retire as EVP and COO of Norwood Financial Corp and Wayne Bank.
Norwood Financial posts updated investor presentation as of Sept 30, 2023
Investor presentation posted on company website on November 13, 2023.
On February 18, 2025, Norwood Financial Corp (the “Company”) announced that Susan Campfield retired from the Board of Directors of the Company and its wholly-owned subsidiary, Wayne Bank.
On July 16, 2024, Ronald R. Schmalzle was appointed to the Boards of Directors of the Company and its principal subsidiary, Wayne Bank (the “Bank”).
William S. Lance, previously Executive Vice President and Chief Financial Officer, resigned his position as Chief Financial Officer and has been appointed Executive Vice President and Chief Strategic Officer until his retirement on August 2, 2024.
the Board of Directors had appointed John M. McCaffery as Executive Vice President and Chief Financial Officer of the Company, and its wholly owned subsidiary, Wayne Bank (the “Bank”), effective as of June 24, 2024.
On March 19, 2024, Joseph W. Adams resigned from the Board of Directors of Norwood Financial Corp (the “Company”) and its wholly-owned subsidiary, Wayne Bank (the “Bank”), in order to take an employment position with the Bank.
William S. Lance, Executive Vice President and Chief Financial Officer of the Company and its subsidiary, Wayne Bank, will retire effective as of August 2, 2024.
Robert J. Mancuso will retire as Executive Vice President and Chief Operating Officer of the Company and Wayne Bank, effective as of December 31, 2023.
As of June 30, 2022, Mr. Critelli retired as an employee of the Company and Wayne Bank, the Company’s wholly-owned subsidiary (the “Bank”).
James O. Donnelly, President and Chief Executive Officer of the Company, was appointed as a director
fill the vacancy created by the retirement of William W. Davis, Jr.
Lewis J. Critelli will retire as President and Chief Executive Officer of the Company and Wayne Bank (the “Bank”), effective as of May 9, 2022; and (ii) Mr. Critelli has been appointed Chairman of the Board of the Company and the Bank.
Lewis J. Critelli will retire as President and Chief Executive Officer of the Company and Wayne Bank (the “Bank”), effective as of May 9, 2022; and (ii) Mr. Critelli has been appointed Chairman of the Board of the Company and the Bank.
Max materiality 0.85 · Median 0.47 · Most common event earnings