Ally Financial Q2 2025: GAAP EPS $1.04 (up 68% YoY), core pre-tax income $418M

Ally Financial Inc.

2025-Q2 EPS reported $0.23 revenue$3,623,000,000

GAAP EPS $1.04 vs. $0.62 YoY; Adjusted EPS $0.99 vs. $0.73 YoY, up 36%.
GAAP total net revenue $2.08B, up 3% YoY; core pre-tax income $418M, up $96M.
Retail auto originations $11B from record 3.9M applications; 42% in highest credit tier.
Retail deposits $143B, 92% FDIC insured; 3.4M customers, 65th consecutive quarter of growth.
Corporate Finance HFI $11.0B, 31% ROE, zero net charge-offs in Q2.

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