Auburn National Q2 EPS $0.52, up 18% from Q1; net interest margin expands to 3.27%

AUBURN NATIONAL BANCORPORATION, INC

Net earnings $1.8M, EPS $0.52 (vs $0.44 Q1 2025 and $0.50 Q2 2024).
Net interest margin (tax-equiv) 3.27%, up 7 bps from Q1 2025 and 21 bps YoY; net interest income $7.4M.
Nonperforming assets 0.03% of total assets; allowance for credit losses 1.24% of loans.
Deposits $939.9M at June 30, up from $910.5M at March 31; book value per share $24.64 vs $23.79.

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