earnings
confidence high
sentiment positive
materiality 0.75
Norwood Financial Q2 net income $6.2M, EPS $0.67, up 29% YoY; NIM expands to 3.43%
NORWOOD FINANCIAL CORP
2025-Q2 EPS reported
$1.30
revenue$3,848,000
- Q2 net income $6.2M vs $4.2M a year ago; diluted EPS $0.67 vs $0.52, a 29% increase.
- Net interest margin (FTE) 3.43%, up 63 bps YoY and 13 bps linked-quarter.
- Total loans $1.791B (+9.1% YoY), deposits $1.997B (+10.3% YoY).
- Return on assets 1.06% vs 0.75%; efficiency ratio improved to 58.7% from 66.7%.
- Tangible book value per share $21.17, up from $19.85 at Dec 31, 2024.