earnings
confidence high
sentiment neutral
materiality 0.65
BCB Bancorp Q2 net income $3.6M, EPS $0.18; declares $0.16 dividend
BCB BANCORP INC
2025-Q2 EPS reported
-$0.33
- Net income $3.6M ($0.18 diluted EPS) vs Q1 net loss $8.3M ($0.51 loss) and Q2 2024 $2.8M ($0.14).
- Net interest margin expanded to 2.80% from 2.59% in Q1; cost of interest-bearing liabilities down 17 bp to 3.16%.
- Provision for credit losses $4.9M (down from $20.8M in Q1); non-accrual loans $101.8M (3.50% of gross loans).
- Board declared $0.16/share regular quarterly cash dividend payable Aug 25 to holders of record Aug 11.