earnings
confidence high
sentiment positive
materiality 0.60
Navient Q2 2025 GAAP net income $14M; originations nearly double YoY to $1B YTD
NAVIENT CORP
2025-Q2 EPS reported
$0.11
- GAAP net income $14M ($0.13 diluted EPS); Core Earnings $21M ($0.20 diluted EPS).
- Originations $1B YTD, nearly double first half 2024; Q2 private education loans $500M.
- Provision for loan losses $37M, up $23M from prior year due to portfolio growth, macro, delinquencies.
- Repurchased $24M shares in Q2; $52M buyback authority remaining; paid $16M dividends.
- Operating expenses $100M; transition services for strategic initiatives nearly complete.
item 2.02item 9.01