earnings
confidence high
sentiment positive
materiality 0.75
Ally Q3 GAAP EPS $1.18, up 116% YoY; record auto originations of $11.7B
Ally Financial Inc.
2025-Q3 EPS reported
$1.41
revenue$5,791,000,000
- GAAP EPS $1.18, up 116% YoY; Adjusted EPS $1.15, up 166% YoY.
- Core pre-tax income $502M, up $282M YoY; GAAP total net revenue $2.2B.
- Record 4M consumer auto applications drove $11.7B originations, up 25% YoY.
- Retail auto net charge-offs 188 bps, down 36 bps YoY; CET1 ratio 10.1%.
- Retail deposits $142B, 92% FDIC insured; 66th consecutive quarter of customer growth.