earnings
confidence high
sentiment positive
materiality 0.70
River Financial Q3 net income up 23.3%; YTD EPS $4.03 (+39.9%); tangible book value +20.2%
River Financial Corp
2025-Q3 EPS reported
$3.99
- Q3 2025 net income $10.7M, up 23.3% from $8.7M a year ago; basic EPS $1.38 vs $1.13.
- YTD net income $31.2M, +41.2%; YTD basic EPS $4.03 (+39.9%).
- Net interest margin expanded to 3.45% in Q3 vs 2.88% prior year; YTD NIM 3.37% vs 2.79%.
- Total assets grew 10% to $3.84B; deposits +10.3% to $3.35B; loans +8.9% to $2.64B.
- Nonperforming loans ratio improved to 0.29% from 0.47%; insider trading policy window expanded (Item 8.01).