earnings
confidence high
sentiment positive
materiality 0.65
QNB Corp Q3 net income $3.65M ($0.98 EPS); adjusted EPS $1.09; Victory merger progressing
QNB CORP.
2025-Q3 EPS reported
$2.72
- Q3 2025 net income $3.65M ($0.98 diluted EPS) vs $3.34M ($0.91) YoY; adjusted EPS $1.09 excluding merger costs.
- Nine-month 2025 net income $10.11M ($2.72 diluted) vs $8.40M ($2.29) YoY; adjusted EPS $2.83.
- Merger with Victory Bancorp announced Sep 23; all-stock deal; expected close Q4 2025 or Q1 2026; pro-forma ownership 76.4% QNB.
- Merger-related costs of $519K in 2025; ROA 0.76% (0.85% adjusted) vs 0.74% YoY; ROE 12.49% (13.89% adjusted) vs 13.25%.