earnings
confidence high
sentiment negative
materiality 0.75
Navient reports Q3 2025 GAAP net loss of $86M ($0.87/share); new $100M buyback authorized
NAVIENT CORP
2025-Q3 EPS reported
-$0.75
- GAAP net loss of $86M ($0.87 diluted EPS); core earnings net loss of $83M ($0.84).
- $168M provision for loan losses; $151M driven by elevated delinquencies and macro outlook.
- Private education loan originations $788M, up 58% YoY; net interest margin 2.39%.
- Repurchased $26M of shares; authorized new $100M buyback program; paid $16M in dividends.
- Operating expenses $105M; issued $543M of asset-backed securities.