First US Bancshares Q3 net income $1.9M ($0.32 EPS), up from $0.2M in Q2; credit provision falls sharply

FIRST US BANCSHARES, INC.

2025-Q3 EPS reported $0.64 revenue$855,000

Net income $1.9M ($0.32 diluted EPS) vs Q2 $0.2M ($0.03) and Q3 2024 $2.2M ($0.36).
Provision for credit losses dropped to $0.6M from $2.7M in Q2; CEO says credit issues 'largely resolved'.
Nonperforming assets fell to 0.19% of total assets (Dec 2024: 0.50%).
Net interest margin stable at 3.60%, matching Q3 2024; total deposits up 1.6% QoQ to $1.00B.
Dividend maintained at $0.07/share; no share repurchases in Q3 2025.

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