earnings
confidence high
sentiment positive
materiality 0.85
Dave reports Q3 revenue $150.8M (+63% YoY), GAAP net income $92.0M; raises FY2025 guidance
Dave Inc./DE
2025-Q3 EPS reported
$8.96
revenue$390,461,000
- Revenue $150.8M (+63% YoY); GAAP net income $92.0M vs $0.5M in 3Q24; Adj. EBITDA $58.7M (+137%).
- ExtraCash originations $2.0B (+49%); monetization rate net of losses 4.8% (+45bps YoY); MTMs 2.77M (+17%).
- New FY2025 guidance: revenue $544-547M (prior $505-515M), Adj. EBITDA $215-218M (prior $180-190M).
- Repurchased $25M of shares in Q3; cash & equivalents $93.6M at Sep 30, no incremental credit facility use.