Regional Management Q3 net income $14.4M, EPS $1.42 (+87% YoY); CEO Beck resigns, Lamba appointed

Regional Management Corp.

2025-Q3 EPS reported $3.15 revenue$475,896,000

Record total revenue of $165.5M, up 13.1% YoY; net credit loss rate improved 40 bps to 10.2%.
Record originations of $522.3M (+22.5%); net receivables crossed $2.1B, up 12.8%.
CEO Robert Beck resigns Nov 10, 2025; Lakhbir Lamba (former PNC EVP) appointed CEO and director.
Stock repurchase authorization increased from $30M to $60M; Q4 dividend of $0.30/share declared.
Operating expense ratio improved to all-time best 12.8%; revenue growth outpaced G&A by 12x.

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