Highest-materiality recent filing
Net income $8.2M ($0.85 diluted EPS), down 19.6% YoY; YTD net income $19.6M ($2.03 EPS), up 14% YoY.
PRSU and restricted stock awards granted to CEO Lamba ($2.5M total value), CFO Rana ($1M), and other NEOs; performance period through 2029.
Regional Management extends warehouse facility maturities to 2028-2029, reduces RMR VII advance rate
Extended RMR IV revolving period to May 2027, maturity to May 2028.
Regional Management Q1 net income $11.4M, diluted EPS $1.18 (+69% YoY); declares $0.30 dividend
Net income $11.4M, diluted EPS $1.18 (up 69% YoY).
Regional Management signs PMA with Column for new installment lending program
Column acts as lender of secured/unsecured loans; RM serves as program manager and servicer.
Regional Management files investor presentation with no material new disclosures
Presentation dated February 2026 to be used in meetings with bankers and investors starting February 23.
Regional Management Q4 EPS $1.30, net income $12.9M (+30% YoY); record revenue $169.7M
Diluted EPS $1.30, net income $12.9M, up 32.7% and 30.2% YoY respectively.
Regional Management Corp. provides investor presentation, no material updates disclosed
Presentation dated November 18, 2025 is available on the company's website.
Regional Management Q3 net income $14.4M, EPS $1.42 (+87% YoY); CEO Beck resigns, Lamba appointed
Record total revenue of $165.5M, up 13.1% YoY; net credit loss rate improved 40 bps to 10.2%.
RM completes $253M asset-backed notes at 4.83% WAC, cuts variable-rate debt
$252.8M notes issued in 4 tranches (Class A 4.59%, B 5.00%, C 5.36%, D 6.01%); WAC 4.83%.
Regional Management presents ABS investor deck for Series 2025-2 notes
Presentation for Series 2025-2 Class A-D notes issued by Regional Management Issuance Trust 2025-2.
Regional Management Corp. enters new $355M senior revolving credit facility with improved terms
New facility of up to $355M, expandable to $420M, with BMO as agent; matures August 2028.
Regional Management Q2 net income $10.1M ($1.03 EPS) up 20% YoY; record revenue and originations
Net income $10.1M, diluted EPS $1.03, up ~20% YoY; record revenue $157.4M (+10.1%).
Amendment extends Scheduled Commitment Termination Date to May 19, 2026.
Regional Management Q1 net income $7.0M ($0.70 EPS); revenue record $153M, originations up 20.2%
Q1 net income $7.0M, diluted EPS $0.70; total revenue $153.0M, up 6.0% YoY; record originations $392.1M, +20.2%.
Regional Management closes $265M asset-backed securitization; redeems $180M 2020-1 notes
$265M notes issued at weighted-average coupon 5.30% (5 bps improvement over prior RMIT 2024-2).
Regional Management awards LTIP equity to NEOs; Beck gets $1.5M PRSUs and RSUs
Granted PRSUs to five NEOs (Beck $1.5M target; others $495K-$220K) with TSR and PPOR performance metrics, vesting Dec 31, 2027.
Julie Booth, former Rocket Companies CFO, joins Regional Management Board
Appointed effective March 13, 2025; board size increased from 8 to 9.
Regional Management furnishes investor presentation; no material financial data in exhibit excerpt
Company furnished a presentation for investor and banker meetings commencing February 24, 2025.
Regional Management Q4 net income $9.9M, EPS $0.98; record revenue $154.8M
Net income $9.9M ($0.98 diluted EPS); record revenue $154.8M, up 9.3% YoY.
Regional Management Corp. Discloses Investor Presentation for December 2024
Presentation to be used in meetings with bankers, investors, and others commencing December 12, 2024.
Regional Management Corp. authorizes $30M share buyback, targets 10-12% portfolio growth in 2025
Board authorized $30 million stock repurchase program through December 31, 2026.
Regional Management completes $250M securitization at 5.34% WAC, pays off 7.51% notes
Issued $250M asset-backed notes at weighted-average coupon 5.34%, an 85 bps improvement over prior 2024-1 deal.
Regional Management Corp. distributes ABS investor presentation for Series 2024-2 securitization
Presentation dated Nov 13, 2024, for proposed Regional Management Issuance Trust 2024-2 securitization.
Regional Management Q3 2024 net income $7.7M ($0.76 EPS) with $4.3M hurricane impact
Net income of $7.7M ($0.76 diluted EPS) inclusive of $4.3M ($0.42/share) hurricane impact.
Credit facility commitment increased 67% from $75M to $125M for subsidiary RMR VII.
Regional Management Q2 net income $8.4M, EPS $0.86, revenue $143M, declares $0.30 dividend
Net income $8.4M, diluted EPS $0.86, up 37% from $0.63 YoY.
Regional Management Corp. completes $187.3M ABS notes at 6.19% WAC, 132 bps lower
$187.3M ABS notes issued at weighted-average coupon 6.19%, 132 bps improvement over prior RMIT 2022-2B.
RM completes $187.3M asset-backed securitization (RMIT 2024-1) at 6.19% weighted-average coupon
Issued $187.305M in four classes of notes (Class A 5.83%, B 6.45%, C 6.77%, D 7.46%); weighted-average coupon 6.19%.
Regional Management Corp. grants LTIP awards to NEOs; Beck gets $3M in PRSUs and RSUs
PRSU grant values: Beck $1,500,000; Rana $445,000; Fisher $337,500; Parmar $272,500.
Regional Management files 8-K/A correcting key portfolio metrics in investor slide 27
Corrected Total ENR dollar amount and portfolio mix percentages on slide 27.
Regional Management Corp. initiates marketing of Series 2024-1 ABS notes
Begins investor meetings on May 22, 2024 for a proposed asset-backed securitization (Series 2024-1).
Shareholders approve new 2024 Long-Term Incentive Plan, authorizing up to 381,000 new shares
Stockholders approved 2024 Long-Term Incentive Plan (7.2M For, 0.8M Against), authorizing up to 381,000 new shares plus carry-over from prior plan.
Regional Management furnishes investor presentation for May 2024 meetings
Presentation dated May 9, 2024, to be used in meetings with bankers and investors.
Regional Management Q1 net income $15.2M, EPS $1.56 (up 73% YoY); declares $0.30 dividend
Net income $15.2M, diluted EPS $1.56 vs $0.90 prior year; record quarterly revenue $144.3M (+6.6%).
RMR IV amendment adds hedge reserve account if 3-month excess spread <=18.50%; interest rate hedge trigger raised to 16.75%.
Regional Management Corp. furnishes investor presentation; no material new financial data disclosed.
Presentation to be used in meetings with bankers and investors starting Feb 26, 2024.
Regional Management posts Q4 net loss of $7.6M; CFPB gains supervisory authority
Net loss of $7.6M ($0.80 diluted EPS) includes $12.6M impact from restructuring, loan sale, and reserve build.
Regional Management terminates COO John Schachtel without cause
John D. Schachtel's employment as EVP and COO terminated without cause effective December 31, 2023.
Regional Management Corp. announces passing of board member Philip Bancroft
Philip Bancroft, a Board member since January 2022, passed away on November 1, 2023.
Regional Management Q3 net income $8.8M ($0.91 EPS); revenue $140.9M +7.2% YoY
Diluted EPS $0.91, net income $8.8M; total revenue $140.9M, up 7.2% vs prior year.
Regional Management files investor presentation for meetings; no material updates disclosed
Presentation dated September 20, 2023, used in meetings with bankers and investors.
Regional Management Q2 net income $6.0M, EPS $0.63; revenue up 8.6% to $133.5M
Diluted EPS $0.63 on net income $6.0M; revenue $133.5M +8.6% YoY on higher average net finance receivables.
Regional Management awards $5.9M in PRSUs and restricted stock to NEOs
CEO Beck receives $1.5M PRSU and $1.5M restricted stock; other NEOs get proportional amounts.
Regional Management Corp. announces results of 2023 annual shareholder meeting
All nine director nominees elected with strong support; votes for ranged from 6.53M to 7.33M.
Regional Management amends RMR IV warehouse facility; extends maturity to May 2025, margin to 2.80%
Amendment No. 5 to the RMR IV Credit Agreement dated May 15, 2023.
Net income of $8.7M and diluted EPS of $0.90 for Q1 2023.
Regional Management adopts Executive Severance and CIC Plan with multiples up to 2x
Plan effective Apr 6, 2023; supersedes prior employment agreements for named executives.
$75 million warehouse facility secured by consumer loans and a SUBI certificate.
Regional Management Q4 net income $2.4M, adjusted EPS $0.54; enters $75M warehouse facility
Net income of $2.4M ($0.25 diluted EPS); adjusted net income $5.0M ($0.54 adjusted diluted EPS).
the Board increased the size of the Board from eight members to nine members and appointed Julie Booth as a new member of the Board, effective immediately.
On December 31, 2023, the employment of John D. Schachtel, Executive Vice President and Chief Operating Officer of Regional Management Corp. (the “ Company ”), was terminated without cause, effective immediately.
the Board increased the size of the Board from eight members to nine members and appointed Philip V. Bancroft as a new member of the Board, effective immediately.
On January 19, 2022, upon recommendation by the Corporate Governance and Nominating Committee of the Board of Directors (the “ Board ”) of Regional Management Corp. (the “ Company ”), the Board increased the size of the Board from eight members to nine members and appointed Philip V. Bancroft as a new member of the Board, effective immediately.
Max materiality 0.85 · Median 0.60 · Most common event earnings