HCI Group Q3 2025 diluted EPS $4.90 vs $0.52; pre-tax income $90.6M

HCI Group, Inc.

2025-Q3 EPS reported $15.47 revenue$654,703,000

Net income after noncontrolling interests $65.5M, up from $5.7M in Q3 2024.
Gross premiums earned $301.1M, up 13.4% YoY; gross loss ratio improved to 22.0%.
Book value per share increased to $63.41 from prior quarter.
Management highlighted progress on Exzeo spin-off as a publicly traded entity.
Year-to-date diluted EPS $15.47 versus $8.59; pre-tax income $285.3M.

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