Fold Holdings, Inc. (FLD): debt financing — Fold subsidiary amends loan: rate up to 8.5%, collateral thresholds reduced

Fold Holdings, Inc.

Interest rate increased from 6.5% to 8.5% per annum under MLA with Two Prime Lending.
Initial Collateral Level reduced from 250% to 160%; Collateral Call Level from 175% to 135%.
Liquidation Level decreased from 150% to 115%; Collateral Refund Level from 345% to 190%.
Lender now permitted to grant security interest in collateral rights under limited conditions.

item 1.01 item 2.03 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.9

Fold Holdings, Inc. amended credit facility with Two Prime Lending Limited at 6.5% per annum to 8.5% per annum.

Instrument: credit facility
Counterparty: Two Prime Lending Limited
Rate: 6.5% per annum to 8.5% per annum
Event: amendment

Exact text from the filing

On November 19, 2025, the Borrower and Two Prime entered into the First Master Loan Agreement Amendment (the “ MLA Amendment ”) to the MLA pursuant to which, among other things: (i) the interest rate increased from 6.5% per annum to 8.5% per annum

View on SEC.gov

311 debt financings filed in the last 30 days. Browse all debt financings →

Fold Holdings, Inc. filing history →

Source: SEC EDGAR

accession 0001193125-25-293889

view filing index on sec.gov

view primary document

Machine-readable: JSON · Markdown · Plain text

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.