BCB BANCORP INC (BCBP): restructuring charge — BCB Bancorp reports $15.1M cannabis REO write-down and $16.4M net charge-offs in Q4 2025

BCB BANCORP INC

$15.1M pre-tax write-down on an isolated cannabis-related real estate owned property.
$16.4M in additional net charge-offs, primarily in the C&I loan portfolio; largest single C&I charge-off was $6.4M.
Approximately $1.4M of net charge-offs attributable to 'Business Express' loans.
Company expects no future cash expenditures from these charge-offs and states capital is sufficient to absorb losses.

Key facts

Extracted from this filing and checked against the source text.

Restructurings & Charges SEC 8-K Item 2.05/2.06 confidence 0.9

BCB BANCORP INC announced a impairment with charges of approximately $1.4 million affecting the Bank’s “Business Express” loans.

Type: impairment
Charge: approximately $1.4 million
Affected area: the Bank’s “Business Express” loans

Exact text from the filing

Approximately $1.4 million of these net charge-offs were attributable to the Bank’s “Business Express” loans.

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Restructurings & Charges SEC 8-K Item 2.05/2.06 confidence 0.9

BCB BANCORP INC announced a impairment with charges of $15.1 million (pre-tax) affecting cannabis-related real estate owned (REO) property.

Type: impairment
Charge: $15.1 million (pre-tax)
Affected area: cannabis-related real estate owned (REO) property

Exact text from the filing

On January 13, 2026, the Board of Directors and management of BCB Bancorp, Inc. (the “Company”) determined that a write down of $15.1 million (pre-tax) was required with respect to an isolated cannabis-related real estate owned (REO) property.

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3 restructurings & charges filed in the last 30 days. Browse all restructurings & charges →

BCB BANCORP INC filing history →

Source: SEC EDGAR

accession 0001193125-26-014695

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