River Financial Q4 net income rises 34.5% YoY; tangible book value per share up 31.4%

River Financial Corp

2025-FY EPS reported $5.38

Net income for 2025 was $42.1M, up 34.5% from $31.3M in 2024.
Basic EPS $5.43 ($4.09 YoY), Q4 EPS $1.38 ($1.13 YoY).
Net interest margin expanded to 3.53% for 2025 from 3.01% in 2024.
Total loans grew 9.1% to $2.71B; deposits up 8.5% to $3.33B.
Credit quality remained strong: NPLs 0.44%, net charge-offs 0.13%.

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