earnings
confidence high
sentiment positive
materiality 0.75
River Financial reports FY2025 net income up 34.5% to $42.1M; TBVPS up 31.4%
River Financial Corp
2025-FY EPS reported
$5.38
- Net income of $42.1M, up 34.5% YoY; diluted EPS $5.43 vs $4.09.
- Tangible book value per share rose 31.4% to $35.05 from $26.67.
- Total assets $3.79B (+5.7%); loans $2.71B (+9.1%); deposits $3.33B (+8.5%).
- Net interest margin improved to 3.53% from 3.01%.
- Nonperforming loans/total loans 0.44%, up from 0.34%; net charge-offs 0.13%.