National Bankshares reports 2025 net income $15.83M, EPS $2.49, more than double 2024

NATIONAL BANKSHARES INC

2025-FY EPS reported $2.49 vs consensus $0.69 ▲ beat (+259.0%)

FY 2025 net income $15.83M ($2.49 diluted EPS), up 108% from $7.62M ($1.24) in 2024.
Q4 2025 net income $5.88M ($0.92 EPS) vs $3.08M ($0.48) in Q4 2024; net interest margin improved.
Total assets $1.82B at year-end; net interest margin benefited from higher loan yields and lower deposit costs.
Paid semiannual dividend $0.78 on Dec 1, 2025; full-year 2025 dividend $1.51 per share.
CEO highlighted core systems conversion and new branches in Roanoke and Lynchburg for future growth.

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