BancFirst Q4 net income $59.5M ($1.75 EPS) vs $56.5M a year ago; record annual earnings

BANCFIRST CORP /OK/

2025-FY EPS reported $7.11

Net income $59.5M, diluted EPS $1.75 (Q4 2024: $1.68); net interest income $127.7M vs $115.9M; margin 3.71%.
Noninterest income $53.3M (incl $4.5M gain on Visa B-1 stock sale) vs $47.0M; noninterest expense $107.4M (incl $5.6M OREO write-downs).
Closed Nov 17 acquisition of American Bank of Oklahoma for $33M; ABOK had $413M assets, $244M loans, $341M deposits.
Total assets $14.8B (up $1.3B YoY); loans $8.5B; deposits $12.7B; allowance for credit losses 1.22% of loans.
Nonaccrual loans 0.72% of total loans; net charge-offs $1.6M vs $985K in Q4 2024.

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