earnings
confidence high
sentiment positive
materiality 0.80
Popular Q4 net income $233.9M ($3.53 EPS), up from $211.3M; full year net income up 36% to $833.2M
POPULAR, INC.
2025-FY EPS reported
$12.30
- Net income Q4 $233.9M, EPS $3.53 (vs Q3 $211.3M / $3.15); net interest margin expanded to 3.61%.
- Loans held-in-portfolio grew $640.4M to $39.3B; NPL ratio improved to 1.27%; NCOs fell to $49.6M.
- CET1 ratio 15.72%; tangible book value per share $82.65 (+$3.53 QoQ); repurchased 1.25M shares for $147.8M.
- Full-year 2025 net income $833.2M (+36% YoY); operating expenses $473.2M in Q4 vs $495.3M in Q3.