Chubb Q4 net income $3.21B (+24.7%); full-year record operating income $9.95B (+8.9%)

Chubb Ltd

2025-FY EPS reported $25.68 revenue$59,402,000,000

Q4 EPS $8.10 (+28%), core operating EPS $7.52 (+24.9%); record combined ratio 81.2%.
Full-year net income $10.31B (+11.2%); core operating income $9.95B (+8.9%); combined ratio 85.7% record low.
P&C net premiums written up 7.7% Q4; life insurance net premiums up 16.9% Q4; adjusted net investment income record $1.81B.
Book value per share +18% year-over-year; tangible book value per share +25.7%.
Capital returned $4.91B in 2025 including $3.39B in buybacks; CEO expects strong growth and double-digit EPS growth in 2026.

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