earnings
confidence high
sentiment neutral
materiality 0.80
FB Bancorp reports 2025 net income $1.3M, sells mortgage unit to exit $2.7M loss segment
FB Bancorp, Inc. /MD/
2025-FY EPS reported
$0.07
- FY25 net income $1.3M (continuing ops $3.9M, $0.22 EPS) vs FY24 net loss $6.2M (continuing ops $1.5M).
- Mortgage banking segment sale to close Feb 28, 2026; eliminates $2.7M annual loss and 108 jobs.
- Q4 2025 net loss $1.4M (continuing ops net income $528k) vs Q4 2024 net loss $5.4M; net interest margin 4.36%.
- Non-performing loans rose to 2.26% of total loans from 1.72%; Gulf Coast residential loans pressured by insurance costs.
- Completed repurchase of 1,983,750 shares at avg $12.725; total equity down $11.8M due to buybacks.