Heritage Q4 net income $66.7M ($2.15/sh) up 228.5%; combined ratio 62.0% vs 89.7%

Heritage Insurance Holdings, Inc.

Q4 net premiums earned $202.7M (+1.7% YoY); net loss ratio 31.3% improved 23.4 pts.
Full year net income $195.6M ($6.32/sh) vs $61.5M ($2.01/sh) in 2024.
Book value per share $16.39, up 72.5% from year-end 2024 and 124.8% from 2023.
Dividend remains suspended; new $25M buyback authorized through Dec 2026.
Company plans to enter Texas E&S market as part of 2026 strategic initiatives.

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.99

Heritage Insurance Holdings, Inc. reported fiscal quarter and full year ended December 31, 2025 results: revenue Total revenue $215,317 thousand for the three months ended December 31, 2025; Total revenue $847,330 thousand for the ye, net income Net income $66,675 thousand for the three months ended December 31, 2025; Net income $195,594 thousand for the year ende, EPS Earnings Per Diluted Share $2.15 for the three months ended December 31, 2025; Earnings Per Diluted Share $6.32 for the.

Period: fiscal quarter and full year ended December 31, 2025
Revenue: Total revenue $215,317 thousand for the three months ended December 31, 2025; Total revenue $847,330 thousand for the ye
Net income: Net income $66,675 thousand for the three months ended December 31, 2025; Net income $195,594 thousand for the year ende
EPS: Earnings Per Diluted Share $2.15 for the three months ended December 31, 2025; Earnings Per Diluted Share $6.32 for the
Result: reported results

Exact text from the filing

Heritage Insurance Holdings, Inc. (the "Company") issued a press release announcing financial results for its fiscal quarter and full year ended December 31, 2025.

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Heritage Insurance Holdings, Inc. filing history →

Source: SEC EDGAR

accession 0001193125-26-097583

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