Enova International, Inc. (ENVA): debt financing — Enova increases borrowing capacity by $377M across four facility amendments

the Amendment No. 2 increases the commitment amount of the Class A revolving loans from $365,000,000 to $465,000,000 and the commitment amount of the Class B revolving loans from $122,595,000 to $156,183,000

the Twelfth Amendment increases the commitment amount of the Class A revolving loans from $200,000,000 to $300,000,000 and the commitment amount of the Class B revolving loans from $36,842,105.26 to $55,263,157.89

rect subsidiary of the Company, amended that certain Note Issuance and Purchase Agreement, dated October 21, 2022 (the “ NCR 2022 Facility ”), by entering into that certain Third Amendment to Note Issuance and Purchase Agreement (the “ Third Amendment ”) with Jefferies Funding LLC, as administrative agent and initial note purchaser, Citibank, N.A., as collateral agent and paying agent, and the note purchasers party thereto.

ubsidiary of the Company, amended that certain Note Issuance and Purchase Agreement, dated February 21, 2024 (the “ NC LOC 2024 Facility ”), by entering into that certain Second Amendment to Note Issuance and Purchase Agreement (the “ Second Amendment ”) with Midtown Madison Management LLC, as administrative agent, Citibank, N.A., as collateral trustee, and the note purchasers party thereto.

On March 30, 2026, NetCredit Receivables 2022, LLC, a wholly-owned indirect subsidiary of the Company, amended that certain Note Issuance and Purchase Agreement, dated October 21, 2022 (the “ NCR 2022 Facility ”), by entering into that certain Third Amendment to Note Issuance and Purchase Agreement (the “ Third Amendment ”) with Jefferies Funding LLC, as administrative agent and initial note purchaser, Citibank, N.A., as collateral agent and paying agent, and the note purchasers party thereto.

On March 30, 2026, Receivable Assets of OnDeck, LLC, a wholly-owned indirect subsidiary of Enova International, Inc. (the “ Company ”), amended that certain Fourth Amended and Restated Credit Agreement, dated December 17, 2018 (the “ RAOD Facility ”) by entering into that certain Amendment No. 12 to Fourth Amended and Restated Credit Agreement (the “ Twelfth Amendment ”) with Truist Bank, as administrative agent, and the lenders party thereto.

On March 30, 2026, NetCredit LOC Receivables 2024, LLC (“ NC LOC 2024 ”), a wholly-owned indirect subsidiary of the Company, amended that certain Note Issuance and Purchase Agreement, dated February 21, 2024 (the “ NC LOC 2024 Facility ”), by entering into that certain Second Amendment to Note Issuance and Purchase Agreement (the “ Second Amendment ”) with Midtown Madison Management LLC, as administrative agent, Citibank, N.A., as collateral trustee, and the note purchasers party thereto.

On March 31, 2026, HWC Receivables 2023, LLC, a wholly-owned indirect subsidiary of the Company, amended that certain Credit Agreement, dated May 25, 2023 (the “ Headway Facility ”) by entering into that certain Amendment No. 2 to Credit Agreement (the “ Amendment No. 2 ”) with BNP Paribas, as administrative agent and collateral agent, and the lenders party thereto.