CF Bankshares Q1 2026 net income $5.0M ($0.77 EPS), up 13% YoY; nonaccrual loans rise $5M

CF BANKSHARES INC.

2026-Q1 EPS reported $0.77

Net income $5.0M ($0.77 diluted EPS) vs $4.4M ($0.68) in Q1 2025, a 13% increase.
Net interest margin 2.69%, up 5 bps YoY; PPNR $6.5M, up 5.4% YoY.
Noninterest income up 23% ($281k) driven by customer fees and treasury management.
Nonaccrual loans increased $5.0M to $20.3M (1.14% of loans), mainly one non-core C&I loan.
Core commercial loan growth $45M net, annualized rate of 15%; book value per share $28.20.

item 2.02 item 9.01

Key facts

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Earnings Releases SEC 8-K Item 2.02 confidence 0.9

CF BANKSHARES INC. reported the first quarter ended March 31, 2026 results: net income $5.0 million ($0.77 per diluted common share), EPS $0.77 per diluted common share.

Period: the first quarter ended March 31, 2026
Net income: $5.0 million ($0.77 per diluted common share)
EPS: $0.77 per diluted common share
Result: reported results

Exact text from the filing

Net income was $5.0 million ( $0.77 per diluted common share) for Q1 2026

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Source: SEC EDGAR

accession 0001193125-26-205631

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