Palomar raises FY2026 adjusted net income guidance to $266M-$280M, completes $421M incremental earthquake reinsurance

Palomar Holdings, Inc.

Added $421M incremental earthquake limit; total earthquake coverage now $3.92B and hurricane $135M.
Per-occurrence retention unchanged at $20M (earthquake) and $11M (hurricane).
Seventh Torrey Pines Re cat bond issued, securing $410M; total ILS capacity now $1.28B.
Laulima Hawaii hurricane coverage increased to $865M (+$130M YoY); retention $1.5M unchanged.
FY2026 adjusted net income guidance raised to $266M-$280M from prior $262M-$278M.

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