LM Funding stockholders approve reverse stock split and warrant issuance at annual meeting

Proposal 2: Ratification of appointment of MaloneBailey, LLP as the company’s independent auditor to audit the Company’s 2026 financial statements The Company’s stockholders ratified the appointment of MaloneBailey, LLP to serve as the Company’s independent registered accounting firm for fiscal year 2026 by the following final voting results: Votes For Votes Against Withhold/Abstain Broker Non-Votes 8,767,142 182,488 87,071 -

Proposal 4: Approval of an amendment (in the event it is deemed by the Company’s Board of Directors to be advisable) to the Company’s Certificate of Incorporation, as amended, in the form attached to the proxy statement as Appendix A, to effect a reverse stock split of the Company's issued and outstanding shares of common stock at an exchange ratio ranging from one-for-five (1:5) to one-for-twentyfive (1:25), with the exact ratio to be determined by the Company's Board of Directors. Votes For Votes Against Votes Abstain Broker Non-Votes 7,335,079 1,695,929 5,693 0

Proposal 3: Approval in accordance with Nasdaq Listing Rule 5635(d), of the issuance of more than 19.99% of the Company’s outstanding common stock issuable upon the exercise of investor warrants that were issued in a financing transaction in December 2025 and the exercise, at a reduced price, of warrants originally issued in December 2024 The Company’s stockholders approved the issuance of more than 19.99% of the Company’s outstanding common stock issuable upon the exercise of investor warrants that were issued in a financing transaction in December 2025 and the exercise, at a reduced price, of warrants originally issued in December 2024: Votes For Votes Against Withhold/Abstain Broker Non-Votes 2,309,796 1,492,808 9,162 5,224,935

Proposal 1: Election of directors The two nominees identified below were elected to serve as Class I directors of the Company to hold office until the third annual meeting of stockholders following their election by the following final voting results: Name Votes For Votes Withheld Broker Non-Votes Bruce Rodgers 3,260,620 551,146 5,224,935 Carollinn Gould 3,146,201 665,565 5,224,935