United Bankshares reports record Q2 2026 earnings of $0.95 EPS, net income $131.4M

UNITED BANKSHARES INC/WV

Record Q2 2026 EPS of $0.95, up from $0.89 in Q1 2026 and $0.85 in Q2 2025; net income $131.4M.
Net interest income $285.3M (+1% QoQ, +4% YoY); net interest margin stable at 3.81%.
Provision for credit losses $5.0M, down from $7.8M in Q1 2026; net charge-offs $5.1M (0.08% annualized).
Non-performing loans $110.6M (0.44% of loans); allowance for loan losses 1.20% of loans.
Repurchased 1.5M shares at avg $43.93 in Q2; 3.2M shares in H1 2026 at avg $41.78.

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