BV Financial Q2 net income rises to $3.5M ($0.42 EPS); net interest margin expands to 4.58%

BV Financial, Inc.

Net income $3.5M ($0.42 diluted EPS) vs $2.9M ($0.29) a year ago; adjusted net income $3.9M ($0.47).
Net interest margin 4.58% (Q2 2026) vs 4.36% (Q2 2025); net interest income $9.5M vs $9.2M.
Loans decreased $44.3M (5.9%) to $711.6M; deposits flat at $675.9M; paid off $35M FHLB borrowings.
Non-accrual loans increased to $3.4M from $2.3M at Dec 31, 2025; allowance for credit losses 0.87% of loans.
Repurchased 230,000 shares at avg $20.03; six-month net income $4.6M ($0.55) vs $5.0M ($0.50) due to $2.2M executive transition expense.

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