Auburn National Q2 2026 EPS $0.66, up 27% YoY; net interest margin expands to 3.33%

AUBURN NATIONAL BANCORPORATION, INC

Net earnings $2.3M ($0.66 per share) vs $1.8M ($0.52) in Q2 2025, a 27% EPS increase.
Net interest income (tax-equivalent) $8.0M, up 8% YoY; net interest margin 3.33% vs 3.18%.
Negative provision for credit losses of $248K vs a $113K charge in Q2 2025.
Nonperforming assets fell to 0.01% of total assets from 0.03% a year ago.
Noninterest expense rose to $6.1M, including a $0.4M loss contingency accrual; no insurance recovery recognized.

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