Fold Holdings partners with Lead Bank as core banking partner to expand financial services platform

Fold Holdings, Inc.

Lead Bank, an FDIC-insured institution, will support Fold's accounts, deposits, withdrawals, and bitcoin trading.
Planned features include passthrough bitcoin buys, ACH origination, FedWire/FedNow transfers, and instant withdrawals.
Customer account transition to Lead Bank expected to begin later this year; phased launch of new features starting in 2026.
Partnership follows recent milestones: Fold Bitcoin Credit Card rollout and capital transactions to scale platforms.

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