earnings
confidence high
sentiment negative
materiality 0.70
SB Financial Q3 net income $2.7M, down 19.6% YoY; diluted EPS $0.39
SB FINANCIAL GROUP, INC.
2023-Q3 EPS reported
$1.18
- Net income $2.7M, -19.6% YoY; diluted EPS $0.39, -17.0% YoY.
- Operating revenue $13.7M, -5.3% YoY; net interest income $9.5M, -8.6% YoY.
- Total loans $989M, +6.9% YoY; deposits flat YoY but +$14.2M linked quarter.
- Nonperforming assets $3.96M, 0.30% of assets, -12.1% YoY; allowance 1.60%.
- Mortgage originations $61.2M, -10.7% YoY; mortgage sales $54.1M, +38.1% YoY.