Recent 8-K filings for SBFG

• April 23, 2026, 7:59 PM ET dividend materiality 0.50 positive item 7.01item 9.01

  SB Financial declares $0.16 quarterly dividend, up 7% YoY

  Board declared quarterly cash dividend of $0.16 per common share.

• April 22, 2026, 7:59 PM ET earnings materiality 0.72 positive item 7.01item 9.01

  SB Financial reports FY2025 net income $14.0M, EPS $2.19; deposits up 13.4%

  Net income of $14.0M, diluted EPS $2.19; ROAA 0.93%, ROAE 10.38%.

• April 22, 2026, 7:59 PM ET other material materiality 0.15 neutral item 5.07

  SB Financial Group shareholders elect three directors, ratify auditor, approve say-on-pay at annual meeting

  Elected directors Claxton (2.83M for, 0.62M withheld), Finn (3.33M for, 0.13M withheld), Strausbaugh (3.39M for, 0.06M withheld) for 3-year terms.

• February 2, 2026, 6:59 PM ET earnings materiality 0.10 neutral item 2.02item 9.01

  SB Financial files Q4 2025 earnings transcript; transcript truncated in filing

  Hosted Q4 2025 earnings call on January 30, 2026; transcript furnished as Exhibit 99.1.

• January 30, 2026, 6:59 PM ET earnings materiality 0.55 positive item 2.02item 9.01

  SB Financial Q4 net income $3.9M ($0.63/diluted), up 7.8% YoY; loan growth 12.8%

  GAAP Q4 net income $3.9M ($0.63 DEPS) vs $3.6M ($0.55) prior year; adjusted DEPS $0.65.

• January 23, 2026, 6:59 PM ET dividend materiality 0.55 positive item 7.01item 9.01

  SB Financial declares $0.155 quarterly dividend, 7% increase over prior year

  Quarterly cash dividend of $0.155 per share declared, payable Feb 27, 2026 to holders of record Feb 13, 2026.

• December 22, 2025, 6:59 PM ET leadership materiality 0.35 neutral item 5.02item 9.01

  SB Financial announces director retirement and appointment of Sue A. Strausbaugh

  Rita A. Kissner retired from the Board effective Dec 17, 2025 after 21 years; named Director Emeritus.

• November 4, 2025, 6:59 PM ET earnings materiality 0.70 positive item 2.02item 9.01

  SB Financial Q3 EPS $0.68 beats $0.62 consensus; rev $12.33M slightly above $12.30M

  Q3 2025 normalized EPS of $0.68 vs consensus $0.62 (beat by 9.68%).

• November 4, 2025, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  SB Financial Q3 net income $4.0M (+71.9% YoY); EPS $0.64 vs $0.35

  Net interest income $12.3M, up 21.1% YoY; net interest margin expanded 32 bps to 3.48%.

• October 17, 2025, 7:59 PM ET dividend materiality 0.55 positive item 7.01item 9.01

  SB Financial declares quarterly dividend of $0.155 per share, a 7% YoY increase

  Dividend of $0.155 per share declared, payable Nov 28, 2025 to holders of record Nov 14, 2025.

• July 29, 2025, 7:59 PM ET earnings materiality 0.30 neutral item 2.02item 9.01

  SB Financial holds Q2 2025 earnings call; transcript missing specific figures

  Conference call held July 25, 2025 for quarter ended June 30, 2025.

• July 28, 2025, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01

  SB Financial Q2 net income rises 23.7% to $3.9M, EPS $0.60 vs $0.47 YoY

  GAAP EPS $0.60 (up 27.7% YoY); adjusted EPS $0.58 (up 26.1%).

• July 21, 2025, 7:59 PM ET dividend materiality 0.35 positive item 7.01item 9.01

  SB Financial declares quarterly dividend of $0.15, up 7% from prior year

  Quarterly cash dividend of $0.15 per common share, payable August 29, 2025 to holders of record August 15, 2025.

• May 6, 2025, 7:59 PM ET earnings materiality 0.70 neutral item 2.02item 9.01

  SB Financial Q1 adjusted net income up 23.2% to $2.7M; Marblehead Bank acquisition closed

  Adjusted diluted EPS $0.42 vs $0.33 prior year; GAAP EPS $0.33 down 5.7%.

• May 5, 2025, 7:59 PM ET earnings materiality 0.30 neutral item 2.02item 9.01

  SB Financial Q1 2025 earnings call held; furnished transcript lacks specific financial data

  Company hosted Q1 2025 conference call on May 2, 2025; transcript filed as Exhibit 99.1.

• April 22, 2025, 7:59 PM ET other materiality 0.10 neutral item 5.05 ◈ Governance Changes

  SB Financial Group adopts amended Code of Ethics & Business Conduct effective May 1, 2025

  Board approved amended code on April 16, 2025; effective May 1, 2025.

• April 21, 2025, 7:59 PM ET dividend materiality 0.50 positive item 7.01item 9.01

  SB Financial declares $0.15 quarterly dividend, 7% increase over prior year

  Quarterly dividend of $0.15 per share, payable May 30, 2025 to holders of record May 16, 2025.

• April 17, 2025, 7:59 PM ET other material materiality 0.15 neutral item 5.07

  SB Financial Group annual meeting elects three directors, ratifies auditor, approves executive compensation

  Directors Richard Hardgrove, Mark Klein, William Martin elected for three-year terms expiring 2028; votes for from 3.08M to 3.61M.

• April 16, 2025, 7:59 PM ET other material materiality 0.60 neutral item 7.01item 9.01

  SB Financial reports 2024 net income of $11.5M; deposit growth $82.4M, loans up $46.5M

  Net income $11.5M ($1.72/share), down from $12.1M in 2023; ROAA 0.84%, ROAE 9.19%

• January 29, 2025, 6:59 PM ET earnings materiality 0.25 neutral item 2.02item 9.01

  SB Financial holds Q4 2024 call; no specific results in filing excerpt

  Conference call held Jan 24, 2025 to discuss Q4 2024 financial results.

• January 28, 2025, 6:59 PM ET earnings materiality 0.70 neutral item 2.02item 9.01

  SB Financial Q4 net income $3.6M (-6.4% YoY); adjusted EPS up 16.7%; loans +$46.5M

  Q4 diluted EPS $0.55 vs $0.57 prior year; adjusted EPS increased $0.07 or 16.7%.

• January 22, 2025, 6:59 PM ET dividend materiality 0.50 positive item 7.01item 9.01

  SB Financial declares quarterly dividend of $0.145/share, a 7% YoY increase

  Dividend of $0.145 per share, payable Feb 28, 2025 to holders of record Feb 14, 2025.

• January 21, 2025, 6:59 PM ET M&A materiality 0.65 positive item 7.01item 8.01item 9.01

  SB Financial closes $5.0M Marblehead Bancorp acquisition; adds Ottawa County, OH footprint

  Shareholders of Marblehead received $196.31 per share in cash; total consideration of ~$5.0M.

• December 19, 2024, 6:59 PM ET other material materiality 0.55 positive item 8.01item 9.01

  SB Financial authorizes share repurchase of up to 500,000 common shares

  Board authorized repurchase of up to 500,000 common shares (~7.6% of outstanding).

• October 30, 2024, 7:59 PM ET earnings materiality 0.30 neutral item 2.02item 9.01

  SB Financial Group discusses Q3 2024 results; details not provided in filing excerpt

  Conference call and webcast held on October 25, 2024 to review Q3 2024 performance.

• October 28, 2024, 7:59 PM ET earnings materiality 0.55 neutral item 2.02item 9.01

  SB Financial Q3 net income $2.4M (-12.4% YoY); EPS $0.35; tangible book up 26% to $16.49

  Net income of $2.4M, down 12.4% YoY; diluted EPS $0.35 (-10.3% YoY) but up 3.0% adjusted for MSR impairment.

• October 18, 2024, 7:59 PM ET dividend materiality 0.40 positive item 7.01item 9.01

  SB Financial declares $0.145 quarterly dividend, 7% increase YoY

  Quarterly cash dividend of $0.145 per share, payable Nov 22, 2024 to holders of record Nov 8, 2024.

• August 15, 2024, 7:59 PM ET M&A materiality 0.80 positive item 7.01item 8.01item 9.01

  SB Financial (SBFG) to acquire Marblehead Bancorp for ~$5M cash, adds Ohio branches

  Marblehead shareholders receive $196.31 cash per share; aggregate value ~$5.0 million.

• July 23, 2024, 7:59 PM ET earnings materiality 0.25 neutral item 2.02item 9.01

  SB Financial Group holds Q2 2024 conference call but no specific results filed

  Filed 8-K furnishing transcript of July 19, 2024 conference call on Q2 2024 results.

• July 22, 2024, 7:59 PM ET earnings materiality 0.55 positive item 2.02item 9.01

  SB Financial Group Q2 net income $3.1M, diluted EPS $0.47, up 6.8% YoY

  Net income of $3.1M (+1.2% YoY); diluted EPS $0.47 (+6.8% YoY).

• July 19, 2024, 7:59 PM ET dividend materiality 0.55 positive item 7.01item 9.01

  SB Financial declares Q3 dividend of $0.14, up 8% from prior year

  Quarterly cash dividend of $0.14 per share, payable August 23, 2024 to holders of record as of August 9, 2024.

• April 29, 2024, 7:59 PM ET earnings materiality 0.40 neutral item 2.02item 9.01

  SB Financial Group discusses Q1 2024 results on earnings call; transcript provided

  Company hosted Q1 2024 earnings call on April 19, 2024, with prepared remarks and Q&A.

• April 23, 2024, 7:59 PM ET earnings materiality 0.60 neutral item 2.02item 9.01 ◈ Earnings Releases

  SB Financial Q1 net income $2.4M (-3.3% YoY), EPS flat at $0.35

  Net interest income $9.2M, down 11.1% YoY on higher deposit costs; net interest margin compressed 38 bps.

• April 19, 2024, 7:59 PM ET other material materiality 0.15 neutral item 5.07 ◈ Shareholder Votes ×3

  SB Financial Group shareholders elect directors, ratify auditor, approve say-on-pay at annual meeting

  Directors Carter, Helberg, and Kissner elected for three-year terms with majority votes (3.4M, 3.5M, 2.8M for).

• April 19, 2024, 7:59 PM ET dividend materiality 0.45 positive item 7.01item 9.01

  SB Financial declares $0.14 quarterly dividend, up 8% YoY, payable May 24

  Quarterly cash dividend of $0.14 per share, an 8% increase from $0.13 in prior year.

• April 17, 2024, 7:59 PM ET other materiality 0.25 neutral item 7.01item 9.01

  SB Financial Group presents 2023 results: net income $12.1M, EPS $1.75, loans reach $1B

  Net income $12.1M ($1.75/share); dividend payout ratio ~30%, yield 3.5%.

• January 26, 2024, 6:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01 ◈ Earnings Releases

  SB Financial Q4 net income up 9.9% to $3.9M; loans surpass $1B

  Net income $3.9M ($0.57 diluted EPS) up 9.9% YoY; interest income up 16.9% to $15.1M.

• January 23, 2024, 6:59 PM ET dividend materiality 0.55 positive item 7.01item 9.01

  SB Financial declares $0.135 quarterly dividend, 8% increase over prior quarter

  Quarterly cash dividend of $0.135 per share, payable Feb 23, 2024 to holders of record Feb 9, 2024.

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.80 · Median 0.53 · Most common event earnings

20 positive 0 negative 18 neutral

source · SBFG on sec.gov