earnings
confidence high
sentiment positive
materiality 0.65
SB Financial Q2 net income rises 23.7% to $3.9M, EPS $0.60 vs $0.47 YoY
SB FINANCIAL GROUP, INC.
2025-Q2 EPS reported
$0.93
- GAAP EPS $0.60 (up 27.7% YoY); adjusted EPS $0.58 (up 26.1%).
- Net interest income $12.1M (+25.6% YoY); net interest margin expanded 36 bps to 3.48%.
- Loan growth $89.3M (+8.9% YoY); deposits up $134.6M (+12.1%) to $1.25B.
- TBV per share $16.44 (+7.7% YoY); 124,000 shares repurchased in Q2.
- Nonperforming assets $6.2M (0.42% of assets); efficiency ratio improved to 68.9%.
item 2.02item 9.01