SB Financial Q3 net income $4.0M (+71.9% YoY); EPS $0.64 vs $0.35

SB FINANCIAL GROUP, INC.

2025-Q3 EPS reported $1.56

Net interest income $12.3M, up 21.1% YoY; net interest margin expanded 32 bps to 3.48%.
Loans grew $80.6M YoY to $1.11B; deposits rose $103M to $1.26B (8.9% YoY).
Adjusted diluted EPS $0.68, up 65.3% YoY; tangible book value $17.21 (+4.4%).
Nonperforming assets $4.9M (0.32% of assets), down from $5.5M last year.
Sixth consecutive quarter of sequential loan growth; Marblehead acquisition contributed $18M in loans.

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